Services
Home Loan
(Key Features):
π Attractive Interest Rates: Bazaar mein sabse kam byaj daron (interest rates) par loan uplabdh, taaki aapki EMI pocket-friendly rahe.
β³ Flexible Tenure: Loan chukane ke liye 30 saal tak ka lamba samay, jisse mahine ki kisht (EMI) ka bojh kam ho.
π° Maximum Funding: Property ki value ka 80% se 90% tak loan amount milne ki suvidha (Income aur CIBIL score ke aadhar par).
β‘ Quick Processing: Kam se kam documents aur tez approval process taaki aapka sapna wait na kare.
π Balance Transfer Facility: Agar aapka purana loan mehnga hai, toh use kam interest rate par humare paas transfer karein.
(Key Features):
π Kam Byaj Dar (Lower Interest Rates): Personal Loan ke mukable Mortgage Loan ka interest rate kaafi kam hota hai kyunki ye ek secured loan hai.
π° Bada Loan Amount: Aap apni property ki market value ka 60% se 75% tak loan le sakte hain.
β³ Lamba Samay (Long Tenure): Loan chukane ke liye aapko 10 se 15 saal (kabhi-kabhi 20 saal) tak ka samay milta hai, jisse EMI choti aur aasaan ho jati hai.
π Bahu-Udeshya (Multipurpose Use): Is paise ka istemaal aap kisi bhi kaam ke liye kar sakte hain β Business expansion, debt consolidation (purana karz chukana), shaadi, ya foreign education.
π Property Aapke Paas: Property ke kaagaz bank ke paas rahenge, lekin property ka kabza aur istemaal aap hi karte rahenge.
CGTMS Loan
(Key Features):
π« No Collateral Required: Isme loan lene ke liye aapko apni koi bhi personal property (ghar, dukaan, zameen) girvi nahi rakhni padti.
π° Badi Loan Limit: Is scheme ke tahat ab βΉ5 Crore tak ka loan bina kisi collateral ke liya ja sakta hai.
π’ Har Tarah ke Business ke liye: Chahe aap manufacturing mein hon ya service sector mein, aap iska labh utha sakte hain.
π Kam Byaj Dar: MSME sector ko promote karne ke liye isme interest rates kaafi competitive hote hain.
π©βFemale Entrepreneurs ko Fayda: Mahila udhyamiyon ke liye guarantee cover aur interest mein vishesh chhoot di jati hai.
Businees Loan
(Key Features):
π° Flexible Loan Amount: βΉ50,000 se lekar βΉ5 Crore aur usse zyada tak ka loan (aapki eligibility ke hisaab se).
π Competitive Interest Rates: Kam se kam byaj daron par loan, taaki aapka profit margin bana rahe.
β³ Flexible Repayment Tenure: 12 mahine se 60 mahine (Unsecured) aur 15 saal tak (Secured) ka repayment samay.
β‘ Quick Disbursal: Kam se kam paperwork aur tez approval process, taaki aapka kaam na ruke.
π« No Hidden Charges: Pura process transparent hai, koi chhupa hua kharch nahi.
Car Loan
(Key Features):
π Up to 100% Funding: Kuch models aur profiles par hum gaadi ki ‘On-Road Price’ ka 100% tak finance kar sakte hain (No Down Payment option).
π Low Interest Rates: Bazaar mein uplabdh sabse pratiyogi (competitive) byaj dar, taaki aapki EMI budget mein rahe.
β³ Flexible Tenure: Loan chukane ke liye 1 saal se 7 saal tak ka waqt. Aap apni suvidha anusar samay chun sakte hain.
β‘ Tez Approval (Quick Disbursal): Agar aapke documents pure hain, toh loan approval kuch hi ghanton mein!
ποΈ New & Used Cars: Hum Nayi Gaadi aur Purani (Second Hand) Gaadi dono ke liye loan dete hain.
Machinary Loan
(Key Features):
βοΈ Wide Coverage: Printing machines, CNC machines, medical equipment, construction machinery, aur har tarah ki manufacturing units ke liye loan uplabdh.
π° High Loan Amount: Machinery ki cost ka 75% se 90% tak finance suvidha.
π Competitive Interest Rates: MSME aur Small Business units ke liye vishesh kam byaj dar (Interest Rates).
β³ Flexible Tenure: Loan chukane ke liye 3 se 7 saal tak ka samay.
β‘ No Collateral (Sharton ke adheen): Kuch schemes (jaise CGTMSE) ke tahat bina kisi extra property girvi rakhe bhi loan mil sakta hai.
Agriculture Loan
(Key Features):
πΎ Variety of Loans: Crop loan se lekar kheti ke auzaron tak, har kaam ke liye alag scheme.
π Kam Byaj Dar (Low Interest): Sarkari yojanaon ke tahat kisanon ke liye vishesh sasti byaj darein.
β³ Flexible Repayment: Loan chukane ka samay fasal ki katai (harvesting season) ke hisaab se tay kiya jata hai.
β‘ Kam Kagazi Karwahi: Khas taur par gramin khetron ke liye aasaan aur tez loan process.
π‘οΈ Insurance Support: Fasal bima (Crop Insurance) ki suvidha ke saath suraksha.
Cash Credit (CC) aur Overdraft (OD) Loan
(Key Features):
π° Pay Only for Usage: Agar aapki limit βΉ10 lakh hai aur aapne sirf βΉ2 lakh use kiye, toh byaj sirf βΉ2 lakh par lagega.
π Revolving Facility: Aap jitna paisa nikalte hain aur wapas jama karte hain, limit phir se utni hi ban jati hai.
β‘ Quick Liquidity: Emergency mein paisa nikalne ke liye bank ke ΰ€ΰ€ΰ₯ΰ€ΰ€° nahi katne padte, paisa aapke account mein hamesha taiyar rehta hai.
π Lower Interest than Personal Loan: Kyunki ye secured hote hain, inka interest rate kafi kam hota hai.
