1. KYC Documents (Pehchaan ke liye)
Yeh documents business owner aur partners/directors dono ke liye chahiye hote hain:
- Identity Proof: PAN Card (Mandatory), Aadhaar Card, Passport, ya Voter ID.
- Address Proof: Ration Card, Electricity Bill, ya Lease Agreement.
- Photo: Passport size photos.
2. Business Proof (Vyapaar ki pehchaan)
Aapka business registered hai, iske liye yeh kaagaz chahiye:
- Registration Certificate: GST Registration, Trade License, ya Udyam/MSME Certificate.
- Partnership Deed: Agar business partnership mein hai.
- MOA/AOA: Agar aapki Private Limited company hai.
- Address Proof: Office ka rent agreement ya utility bills.
3. Financial Documents (Kamai ka saboot)
Bank check karega ki aap loan wapas kar payenge ya nahi:
- Bank Statements: Pichle 6 se 12 mahine ka main business account statement.
- Income Tax Returns (ITR): Pichle 2 se 3 saal ka ITR (Computation of Income ke saath).
- Balance Sheet & P&L: Chartered Accountant (CA) se audited pichle 2 saal ka profit-loss statement.
- GST Returns: Pichle 6 mahine ya 1 saal ki GST summary.
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